Over 253x 5-star
reviews

TRUST IS THE CONVERSION STEP

Fintech marketing built for a regulated sale

Your buyer has to trust you with money before they will trust you with a demo. We build the organic visibility, the content and the paid programme that earn that trust — measured in funded accounts and closed pipeline, not sign-ups.

750+ brands
Book your free
strategic call

Tell us a little about your brand and we'll be in touch within 24 hours to lock in a time.

Reply in less than 24h
We read every single request
We are specialists, not generalists
1:1 w/ Senior Executive
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Fintech product lead reviewing a payments dashboard late in the evening, printed reconciliation sheets and a card reader on the desk
726

global fintech deals in Q2 2026, fewest in over four years

$11.7B

fintech funding that quarter, down 20%

751

deals behind roughly $12B raised early in 2026

3x

more spent on sales and marketing than traditional finance firms

We made the difference for those brands

Consumer tech and platforms

B2B software, fintech, insurance

B2B software, fintech, insurance

B2B software, fintech, insurance

Consumer tech and platforms

Creative, content, arts & culture

Beauty, personal care & wellness

B2B software, fintech, insurance

Apparel and lifestyle

Food & beverage

Healthcare & regulated services

Retail & commerce

B2B software, fintech, insurance

Healthcare & regulated services

Food & beverage

Beauty, personal care & wellness

B2B software, fintech, insurance

Beauty, personal care & wellness

Healthcare & regulated services

Beauty, personal care & wellness

SMB

Healthcare & regulated services

B2B software, fintech, insurance

Beauty, personal care & wellness

SMB

B2B software, fintech, insurance

SMB

Healthcare & regulated services

Apparel and lifestyle

Home essentials, appliances, kitchen & pet

Beauty, personal care & wellness

Food & beverage

Consumer tech and platforms

Payments engineer at a whiteboard covered in ledger diagrams in a dim office at night with city glow behind him

Who we are

A partner who reads your compliance notes before your ad account

Web Tonic is a digital marketing agency running growth programmes every day, with one senior team covering fintech seo, paid media, creative and the web development behind them. Financial technology gets its own plan because the claims are regulated, the buying group includes risk and compliance, and a sign-up that never funds is worth nothing at all.

Sound familiar?

If you run growth at a fintech, two of these will sound familiar.

Sign-ups arrive and activation stalls. Paid channels look efficient on registrations and quietly buy people who will never pass onboarding. Content ranks for definitions rather than for the comparison searches a buyer runs before switching providers. And every good idea waits three weeks for a compliance review nobody planned for.

Schedule a call
Schedule a call
01

Sign-ups look strong and activation or funding does not follow.

02

Your content ranks for definitions, not for the comparison searches buyers run.

03

Every campaign waits on a compliance review nobody scheduled.

Results & timeline

Your first seven days with us.

Day 1

Day 1–2: Audit

We audit the company the way a prospect meets it: what a comparison or alternative search returns in your category, whether your product and pricing pages answer the risk questions asked before a trial, how quickly an enquiry reaches a human, and whether any spend can be traced to a funded account or closed deal.

Day 3

Day 3–4: Data and tracking

Then the unglamorous part: joining paid and organic spend to activation, funding and revenue, splitting self-serve from sales-led, and separating buyers you paid to reach from those who arrived through a partner or a referral. University of Chicago research finds fintech firms spend three times more on sales and marketing than traditional financial firms, so counting errors here get expensive fast.

Day 5

Day 5–6: Build and launch

Comparison and alternative pages worth ranking, content that survives a compliance read, and paid campaigns weighted towards the segments that actually activate rather than the cheapest available registration.

Day 7

Day 7: Review and plan

You get the first written review: what launched, what the early figures say, cost per activated account and per qualified opportunity, and a 90-day plan written around revenue rather than around channels.

for WHO

Built for funded accounts, not sign-up counts

Financial technology is a trust purchase with a compliance layer bolted on. The buyer — a consumer moving their money, or a finance leader moving their company’s — researches quietly, reads reviews they do not tell you about, and checks whether you look like an institution or a side project. Marketing either shortens that inspection or gets skipped in it.

Capital conditions frame the stakes. CB Insights’ State of Fintech Q2 2026 recorded 726 fintech deals in the second quarter of 2026, the fewest in over four years, with funding down 20% to $11.7 billion and concentrated in a handful of mega-rounds. Crunchbase’s 2026 funding analysis shows the same pattern early in 2026: about $12 billion raised across 751 deals, more money spread across roughly a third fewer companies. Efficient growth is no longer a preference; it is the funding condition.

So our fintech marketing services start with measurement and organic visibility rather than a larger media budget. Four things run under one roof: organic search, paid search, paid social and video, and web design and development. Outcomes sit on our case studies. In practice that means one team decides which comparison searches you must own, what the paid budget supports, how claims clear compliance and how activation is counted, rather than several vendors each reporting a metric that stops short of a funded account.

Neobanks and challenger banks
Payments and acquiring
Lending and BNPL
Wealth and investing apps
Insurtech
B2B financial infrastructure
Accounting and spend management
Crypto and digital assets
Embedded finance
RegTech and compliance

Results

Real Spend. Real Revenue.

Bakery owner tapping a card reader on the counter at opening hour with flour dust caught in low sunlight
48h—Search coverage, page quality, response speed and tracking gaps, in writing.
Day 4—Spend joined to activation and funding, self-serve split from sales-led.
Day 6—Comparison content and weighted paid campaigns go live.
Shape
Day 7—First written review: cost per activated account and the 90-day plan.
Shape

What we run for fintech companies.

01

Own the comparison searches, not just the category term.

Most fintech content ranks for definitions and for the company name. The searches that decide a switch are different: alternatives to an incumbent, fee and pricing comparisons, integration questions, security and licensing checks, ‘is it safe’ queries typed at midnight. Those pages either exist with real substance or a review site answers on your behalf.

Our seo team builds that layer deliberately: comparison and alternative pages, integration and use-case content, and the technical work that gets a large product site crawled and rendered properly. Written once, it keeps producing organic pipeline after a media budget pauses.

02

Paid media weighted to accounts that activate.

We run paid search, social and video with budget biased towards the segments that fund and stay, not the cheapest registrations available. Self-serve and sales-led motions get separate campaigns because a consumer download and a six-month enterprise evaluation share nothing except the logo on the ad.

Success is cost per activated account and cost per qualified opportunity. A campaign that buys registrations which never pass onboarding is a losing campaign, and we will say so before you have to ask.

03

Creative that a compliance team can approve.

Regulated claims are a design constraint, not an excuse. We write and build with the review in mind: substantiated claims, clear disclosures, consistent product descriptions, and a version history compliance can follow. That turns a three-week approval queue into a same-week one.

The upside is durable: content that survives a compliance read also reads as credible to a cautious buyer, and it is the kind of clear factual material AI assistants quote back to people asking which provider to use.

Services

(04)
A flat screen tv sitting on top of a wooden table.

Paid media across search, social, video and remarketing, structured by segment and motion rather than by platform habit. Brand defence is separated from genuine discovery so nobody counts an existing customer as new demand, and every campaign carries the disclosure and geo-targeting constraints your licences require.

Reporting is in finance language: cost per activated account, cost per funded account, cost per qualified opportunity and payback period by segment. Where a channel only harvests buyers who were coming anyway, we say so and move the money rather than averaging it into a quarterly summary.

Creative and content for a cautious buyer: comparison and migration pages, security and compliance explainers, pricing transparency, short product video that shows the actual flow, and customer proof with numbers where the customer allows them. Everything is written to survive a compliance review the first time rather than after three rounds of edits.

Data intelligence: spend joined to activation, funding and revenue, response times measured rather than assumed, and onboarding drop-off treated as a marketing input instead of a product problem to hand over. University of Chicago research documents that fintech firms spend three times more on sales and marketing than traditional financial firms — that premium only pays if you can see which spend produced funded accounts.

The same reporting answers the awkward questions: which segments churn before payback, which channels are being credited twice, and where the next dollar belongs this quarter.

Web design and development for regulated products: fast on a phone, comparison and pricing templates that scale, onboarding and demo forms that behave on the first attempt, and a documentation-friendly structure that search engines and cautious buyers can both navigate. Product sites in this category tend to grow a second, unmanaged site inside them — legacy pricing pages, stale integration lists, help articles that contradict the marketing copy — so part of the build is consolidating that sprawl into one accurate version a buyer and a crawler both trust.

Get in touch
Get in touch

Built on trust. Proven by results.

We partner with SMBs and Fortune 500 companies to deliver more than reach — we bring clarity, execution, and measurable outcomes. Every successful partnership starts with a strong culture fit and a shared drive to grow.

Over 253x 5-star
reviews
TikTokGoogle AdsShopifyWebflowSEMrushMeta

faq

Answered questions.

Everything you might want to know—up front.

1
Do you work with consumer fintech or B2B financial infrastructure?

Both, with different plans. Consumer apps come to us for organic visibility, comparison content and paid programmes measured to funded, active accounts. B2B and infrastructure companies come to us for demand generation with a clean line from spend to qualified pipeline, plus the content a risk committee reads before it signs.

We also hold category exclusivity: we will not run two directly competing products in the same market, and that is written into the agreement.

Most companies arrive at one of two moments — a paid channel that stopped scaling efficiently, or an organic footprint that never grew past the blog. Both need the same foundation: comparison pages worth ranking, clean tracking through to funding or pipeline, and budget pointed at segments that actually activate.

2
How long before we see results?

Paid restructuring and tracking fixes usually show inside the first weeks, because the buyers are already searching and the waste is immediate. Comparison and product content typically starts producing qualified traffic within 60 to 90 days. Organic search compounds across two to three quarters, since it depends on site structure and depth rather than publishing volume.

Enterprise fintech adds its own clock: evaluations run for months, so we report leading indicators — qualified opportunities, sales-accepted meetings, content-assisted deals — alongside the closed revenue that lands later.

3
How is pricing structured?

A fixed monthly agency fee, quoted separately from media spend, scoped to your markets and the channels you need. After the audit you get a plan tied to targets — cost per activated account and per qualified opportunity first — and we will tell you which channels we would not run yet rather than selling the full bundle on day one.

Where the fix is smaller than a retainer, we scope to the fix and say so on the first call.

4
Can you work inside our compliance and legal review process?

Yes, and it is one of the reasons fintech teams keep us. We build the review into the production calendar instead of treating it as a surprise: substantiated claims with sources attached, a consistent product description library, disclosure requirements captured up front, and version history your legal and compliance colleagues can audit.

In practice that turns approvals from a three-week queue into a scheduled step, and it means campaigns launch on the date you planned. Where a claim cannot be substantiated, we rewrite the angle rather than shipping something that has to be pulled later.

5
Our sign-ups are healthy but activation is weak. Where do you start?

That is the most common fintech brief we get, and it is solvable. Healthy registrations with weak activation almost always means the paid mix is optimised to the wrong event, the landing experience promises something onboarding does not deliver, or the audiences being bought were never eligible in the first place.

We rebuild measurement to the funded or activated account first, then reweight budget by segment, then align the promise on the page with what onboarding actually asks for. Teams often find the biggest single win in the first onboarding step rather than in the advertising.

6
We tried an agency before and got a sign-up report. What is different?

The scoreboard, and who does the work. Registration counts are easy to inflate and impossible to bank. We tie spend to activation, funding and revenue, weight budget by segment quality, and treat onboarding drop-off as part of the campaign rather than somebody else’s problem.

You get a named senior strategist rather than a coordinator relaying questions, with seo, paid media, content, design and web development specialists on one team. Most fintechs arrive from several vendors who each optimise their own report; one team means one set of figures and one weekly review.

The strategies that hold up in this category are unglamorous: comparison and alternative pages with real substance, pricing you can find without a call, proof of security and licensing where buyers look for it, measurement that stops at funded rather than at signed-up, and a quarterly look at payback by segment. That is the work.

Fintech product lead reviewing a payments dashboard late in the evening, printed reconciliation sheets and a card reader on the desk

Book your strategy call today!

Schedule a call
Schedule a call

Bring last quarter's spend, your activation rate and the segments you want more of. We will show you where the budget is buying accounts that never fund, what we would fix in the first month, and what it costs — on the call, not in a follow-up deck.